Updates

First Home Buyers are buying property in Carrum Downs

I'm just having a walk around and there are a lot of sold stickers on signs.

If you are a First Home Buyer you need to get your ducks in a row because we are coming out of this lockdown and you don't want to be at the end of the line.

Get y...

Read More
Learn more

First Home Buyers are buying property in Carrum Downs

I'm just having a walk around and there are a lot of sold stickers on signs.

If you are a First Home Buyer you need to get your ducks in a row because we are coming out of this lockdown and you don't want to be at the end of the line.

Get y...

Read More

First Home Buyers are buying property in Carrum Downs

I'm just having a walk around and there are a lot of sold stickers on signs.

If you are a First Home Buyer you need to get your ducks in a row because we are coming out of this lockdown and you don't want to be at the end of the line.

Get y...

Read More
Learn more

First Home Buyers are buying property in Carrum Downs

I'm just having a walk around and there are a lot of sold stickers on signs.

If you are a First Home Buyer you need to get your ducks in a row because we are coming out of this lockdown and you don't want to be at the end of the line.

Get y...

Read More
Learn more

First Home Buyers You Need To Act Now

This is what most First Home Buyers do in a lockdown. Stop, they just stop. Then what happens is the lockdown ends and there is already short supply on the market.

The First Home Buyers that didn't stop and got their ducks in a row have now purchased all ...

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Testimonials

2 weeks ago
Thanks Will for helping me! Great service!
REANNE
a month ago
Will is a legend!!!! So helpful, explains everything well, couldn’t speak more highly of him!! Definitely recommend!
- Imogen A
4 months ago
Will was recommended to me by our real estate and he has been amazing to deal with. He is very responsive with messages and calls and also gives you his honest opinion of what deal is best suited. Definitely looks out for the best interest of his clients....would highly recommend going through Will. Doesn't matter how many questions I had he always talked me through anything I needed.
- Brooke W

Professional Home Loans Specialist

Will Bell Mortgage Broker is a home loans special based in Frankston in Melbourne’s outer South East situated at the gateway to the world-famous Mornington Peninsula
 Will started his mortgage business after a four- and half-year stint working for a big four bank.  It was a real eye opener and helped to feed a driving ambition to help people going through the home loan process. 

 Ten years later and a lot of things have changed.  The finance industry, home loan’s in particular, have become incredibly complex.   

The team at Will Bell Mortgage Broker work their tails off more than ever to provide that exception service that a top mortgage broker can provide.   

Your Local Mortgage Broker Near Me    

The team at Will Bell Mortgage Broker specialize in four specific areas of residential home loans.   

First Home Owners 

Buying your first home can be incredibly daunting.  First you need to understand what the government schemes and benefits are that you qualify for.  Things like the First Home Owner Grant, Home Builder, The First Home Loan Deposit Scheme and the First Home Owner Concession are enough to start heads spinning. 

In addition to that you need to understand the finance process and what you can and can’t do.  Understanding what deposit you need is super important.  You also need to have an understanding of the purchasing process lest you get taken advantage of along the way. 

 Let us be your Sherpa’s in getting you to the top of this mountain! Check out this for more info   

Upgraders 

This is an area that is very hard to find relevant information on unless you are consulting a home loan specialist such as Will Bell Mortgage Broker.  

Common questions are 
 -          Can I use my current equity to buy my new property?
 -          Can I turn my current home into an investment property? 
 -          Should I sell my existing property?  
-          What are the risks in selling my property and buying a new property?   

Depending on what you’re aiming for and what your current position is will depend on the best way forward.   

Refinancing

 There are many reason’s you might refinance.  The most common reason to refinance is to save money.  The majority of people with a home loan don’t understand how much they can save by shopping around. Human’s have this thing we’re they cannot see exponential growth.  That’s why we are so horrible at dealing with things like epidemics.  What does this have to do with the refinance of a home loan you might ask?  We do not see how much compound interest we can save.  

A common strategy is to use fortnightly repayments.  Basically, you are paying for half a month every fourteen days.  You are simply paying the home loan off faster.  Over a 30 years home loan this will pay your mortgage down about 6.4 years faster. At Will Bell Mortgage Broker they understand these things because they are experts in their field.   

Property Investment Loans          

 We’ve been around the block.  Firstly, we understand what works and what doesn’t work purely from experience.  It’s extremely hard to buy a good property investment these days but there is no shortage of investment property spruikers.   We will ring alarm bells if we see reason to! 
 Secondly, as home loan specialists we understand how to structure your investment property home loans in the most tax efficient way. 

 Thirdly, we work to understand your big picture.  This allows us to position or structure your debt in a way that gives you the best chance at achieving what you want in the years to come.   

 We also offer home loans and mortgage broking services to nearby locations

Check out our YouTube channel

 A little bit more about Frankston and The Mornington Peninsula

 Frankston is based approximately 49 kilometers south east of Melbourne’s CBD.  It’s a great place to live.  Employment opportunities are not restricted either. Many people will transit into the city to work or catch the train.  

The weekend is where it starts though and it’s the lifestyle that drives people to this region.  In Langwarrin, you’ve got the McClellend Sculpture Park and Gallery, an excellent place to spend a lazy weekend afternoon. If wining and dining takes your pleasure then there is almost an unlimited amount of places you can go on the Mornington Peninsula.  

There are too many wineries and restaurants to poke a stick at!  A good start is Foxey’s Hangout. If you’re more hands on then you can use the sky lift or fish either Port Phillip Bay or Westernport.  

There are many amazing places to walk such as Bushrangers Bay.  You could try stand up paddle boarding at Point Leo or surfing at Gunnamatta if they tickles your fancy.      

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Thu:9:00 AM – 7:00 PM
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Sat:10:00 AM – 2:00 PM
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