Will Bell Mortgage Broker is a home loans special based in Frankston
in Melbourne’s outer South East situated at the gateway to the world-famous Mornington
Will started his mortgage business after a four- and
half-year stint working for a big four bank.
It was a real eye opener and helped to feed a driving ambition to help
people going through the home loan process.
Ten years later and a lot of things have changed. The finance industry, home loan’s in
particular, have become incredibly complex.
The team at Will Bell Mortgage
work their tails off more than ever to provide that exception
service that a top mortgage broker can provide.
Your Local Mortgage Broker Near Me
The team at Will Bell Mortgage Broker specialize in four
specific areas of residential home loans.
First Home Owners
Buying your first home can be incredibly daunting. First you need to understand what the government
schemes and benefits are that you qualify for.
Things like the First Home Owner Grant, Home Builder, The First Home Loan
Deposit Scheme and the First Home Owner Concession are enough to start heads spinning.
In addition to that you need to understand the finance
process and what you can and can’t do.
Understanding what deposit you need is super important. You also need to have an understanding of the
purchasing process lest you get taken advantage of along the way.
This is an area that is very hard to find relevant
information on unless you are consulting a home loan specialist such as Will Bell
Common questions are
Can I use my current equity to buy my new
Can I turn my current home into an investment property?
Should I sell my existing property?
What are the risks in selling my property and
buying a new property?
Depending on what you’re aiming for and what your current
position is will depend on the best way forward.
There are many reason’s you might refinance. The most common reason to refinance is to save
money. The majority of people with a
home loan don’t understand how much they can save by shopping around.
Human’s have this thing we’re they cannot see exponential growth. That’s why we are so horrible at dealing with
things like epidemics.
What does this have to do with the refinance of a home loan
you might ask?
We do not see how much compound interest we can save.
A common strategy is to use fortnightly repayments. Basically, you are paying for half a month every
fourteen days. You are simply paying the
home loan off faster. Over a 30 years
home loan this will pay your mortgage down about 6.4 years faster.
At Will Bell Mortgage Broker they understand these things
because they are experts in their field.
Property Investment Loans
We’ve been around the block.
Firstly, we understand what works and what doesn’t work purely from
experience. It’s extremely hard to buy a good
these days but there is no shortage of investment
property spruikers. We will ring alarm bells if we see reason to!
Secondly, as home loan specialists we understand how to structure
your investment property home loans in the most tax efficient way.
Thirdly, we work to understand your big picture. This allows us to position or structure your
debt in a way that gives you the best chance at achieving what you want in the
years to come.
We also offer home loans and mortgage broking services to
A little bit more about Frankston and The Mornington
Frankston is based approximately 49 kilometers south east of
It’s a great place to live.
Employment opportunities are not restricted either. Many people will
transit into the city to work or catch the train.
The weekend is where it starts though and it’s the lifestyle
that drives people to this region. In Langwarrin,
you’ve got the McClellend Sculpture
Park and Gallery
, an excellent place to spend a lazy weekend afternoon.
If wining and dining takes your pleasure then there is almost
an unlimited amount of places you can go on the Mornington Peninsula.
There are too many wineries and restaurants
to poke a stick at! A good start is Foxey’s Hangout
If you’re more hands on then you can use the sky lift or
fish either Port Phillip Bay or Westernport.
There are many amazing places to walk such as Bushrangers Bay. You could try stand up paddle boarding at Point
Leo or surfing at Gunnamatta if they tickles your fancy.